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Gianna Licari has an epic Barbie assortment and loves every little thing pink, however she’s robust in the case of getting what she needs. The 23-year-old Chicago native graduated a yr early from the College of California, Los Angeles, then set her sights on transferring to the nation’s capital.
“My dad was a D.E.A. agent again within the Nineteen Eighties, and I at all times wished to comply with in his footsteps working in authorities,” Ms. Licari mentioned.
At first, she labored remotely from her dad and mom’ Chicago dwelling to economize. “I couldn’t kick down doorways,” she mentioned, “however my first job was within the F.D.A.’s Workplace of Ethics and Integrity.”
In July 2023, she was excited to maneuver east for a brand new job with the federal government, although she didn’t know anybody within the Washington, D.C., space. Her first precedence: determining how she may purchase a spot somewhat than overpay for an area rental. She set her price range at $300,000, however was primarily centered on protecting month-to-month funds beneath $2,500.
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“Stock for something in that worth vary was actually low within the fall of 2023, and it’s nonetheless low,” mentioned Chris Kuchnicki, an agent with the Keri Shull Crew at eXp Realty in Arlington, Va. “Something you could find normally sells quick.”
Since Ms. Licari doesn’t personal a automobile, transportation choices and walkability had been necessary. She appeared for listings inside a 10-minute stroll of Metro stations all through the area.
“To search out one thing I may afford, I appeared farther and farther away from town in Maryland and Virginia,” she mentioned. “I didn’t love the concept of an hourlong commute, however I additionally was decided to purchase somewhat than waste cash on hire.”
She deliberate to make use of her financial savings and her wage to finance a purchase order, and didn’t need to ask her dad and mom for assist with the down fee.
“Gianna appeared like a first-rate candidate for first-time dwelling purchaser help applications, so I had her ship her paperwork to a lender certified with these applications,” Mr. Kuchnicki mentioned. “Lots of people aren’t conscious that they will qualify for dwelling purchaser help. The revenue limits are increased than they notice.”
In the long run, the search got here down to 3 condos.
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