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Zephyr Homeloans has introduced a two-year, mounted, 80% mortgage product throughout its commonplace, HMO (homes of a number of occupancy) and MUFB (multi-unit freehold blocks) ranges.
For properties with an A to C-rated vitality efficiency certificates (EPC) the specialist buy-to-let (BTL) mortgage supplier is providing 5.89% on a two-year, fixed-rate, commonplace mortgage as much as 80% LTV, with a 3% payment; and 6.09% on a two-year, fixed-rate mortgage for HMOs and MUFBs as much as 80% LTV, with a 3% payment
For properties with an EPC ranking of D or E, Zephyr is providing 5.99% on a two-year, fixed-rate, commonplace mortgage as much as 80% LTV, with a 3% payment; and 6.19% on a two-year, fixed-rate mortgage for HMOs and MUFBs as much as 80% LTV, with a 3% payment.
Landlords also can add mortgage association charges to the mortgage stability as much as a most LTV of 83%, mentioned the lender.
Commenting on the launch, Zephyr Homeloans managing director Paul Fryers mentioned: “We’re seeing rising curiosity from brokers within the HMO and MUFB sector. In launching these merchandise we’re in a position to assist brokers assist their landlord purchasers to develop their enterprise on this specialist market phase.”
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